If I get a traffic ticket, will my insurance rates go up?

Yes, if you get a traffic ticket in Virginia, your insurance rates may go up. Your insurance company will use the information from your traffic ticket to decide what rate to charge you. Companies look at a variety of factors to determine your rates, including your driving record. If your driving record shows that you have gotten a ticket, your rates may be higher. Virginia also has a demerit points system for traffic violations. When you receive a ticket, points are added to your driving record. The number of points depends on the severity of the violation. If you accumulate too many points in a certain period of time, you will be assessed a surcharge, and your license may even be suspended. This will cause your insurance rates to go up even more. In addition, traffic tickets can be expensive. If you fail to pay your fines, your license may be suspended, resulting in even higher insurance rates. Your best bet is to avoid getting tickets in the first place by driving safely and obeying all traffic laws. It could save you hundreds of dollars in insurance costs.

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