What are the consequences of not having proof of insurance at the time of a traffic ticket?
If you are pulled over and are not able to provide proof of insurance in Indiana, you can face severe consequences. According to Indiana law, driving without proof of insurance is a Class C infraction and may result in a fine of up to $500. Depending on the circumstances, a person may also face jail time and additional fines. If you are caught driving without insurance and receive a ticket, it can also impact your driving record and cause your insurance rates to go up. In addition, the state could suspend your license and require you to pay a reinstatement fee before you can get your license back. You may also be required to pay an SR-22 filing fee, which is an additional proof of insurance that ensures the state that you will remain insured for a certain period of time. It is important to always keep your insurance information handy in your vehicle in case you are pulled over for a traffic ticket. Having proof of insurance will ensure that you are not faced with any additional penalties or fines should you receive a ticket.
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