What is a Third-Party Claim?

A Third-Party Claim is a type of legal action that may be taken in the state of Florida when someone has been injured due to the negligence of a third party. The injured person may file a claim against the at-fault party in an effort to recover money damages. In the state of Florida, it is necessary for an individual to prove that the third party was negligent in order to make a successful Third-Party Claim. This means that the individual must have evidence to show that the third party had a duty to act in a certain way, and that they failed to do so. Examples of negligence include failing to maintain a safe working environment, failing to maintain proper safety protocols, or failing to warn about potential dangers. When an individual takes legal action in this manner, they are filing a claim that is separate from their claim for Workers’ Compensation benefits. Although Workers’ Compensation is meant to provide financial protection for injured workers, a Third-Party Claim allows workers to seek additional financial compensation from the at-fault party. This can include money for pain and suffering and reimbursement for medical expenses. In Florida, the statute of limitations for filing a Third-Party Claim is four years from the date of the injury. If the claim is not filed within this time frame, it cannot be pursued and any chance of receiving compensation will be lost.

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