What if the other party doesn’t have enough insurance?

In the case of an accident in Washington, if the other party doesn’t have enough insurance, you may still be able to recover damages for your losses. You may be able to file a claim with your own insurance company for uninsured/underinsured motorist coverage (UM/UIM). This coverage pays for your losses that are not covered by the other driver’s policy, such as medical bills, vehicle damage, lost wages, and other out-of-pocket expenses. It is important to note that some states, like Washington, require drivers to purchase UM/UIM coverage, making it a legal requirement. It is also important to remember that the amount of money you can collect in Washington with a UM/UIM claim is limited to the amount of coverage purchased. If you have been injured in an accident in Washington, it is important to consult with a personal injury attorney to see if you can make a claim for compensation. An attorney can help you navigate the process of filing a claim with your own insurance company and assist you with any negotiations or legal proceedings. This will ensure that you get the maximum compensation for your losses and ensure that all of your legal rights are protected.

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What if the other party doesn’t have enough insurance?

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