Which debts cannot be discharged in bankruptcy?

In Texas, certain debts cannot be discharged in bankruptcy. Generally, these debts include alimony, child support, some student loans, taxes, fines, penalties, and criminal restitution. Additionally, any debt owed as a result of intentional or malicious harm to another person, or property of another person, is not dischargeable. Medical bills and credit card debt are also generally not dischargeable in bankruptcy. However, personal debts between two individuals are usually dischargeable, as long as they are not a result of any of the circumstances listed above. The best way to determine if a specific debt can be discharged in a bankruptcy is to speak with a qualified and experienced bankruptcy attorney. They can explain the rules and provide information about the best course of action for your particular situation.

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