What debts can I discharge in bankruptcy?

In California, filing for bankruptcy can help you deal with your debt, but there are certain debts that cannot be discharged. Generally, debts such as student loans, unpaid taxes, and alimony or child support payments cannot be discharged when filing for bankruptcy in California. Other debts that cannot be discharged include debts caused by fraud, debts related to personal injury caused by a DUI, and debts not listed on your bankruptcy petition. If a debt is not discharged, it will remain after the bankruptcy, and the creditor will still be able to come after you for payment. Debts that can be discharged in bankruptcy in California include credit card debt, medical bills, personal loans, and other unsecured loans. Even if these debts will not be fully discharged, filing for bankruptcy in California can still help you get out of overwhelming debt by reducing the amount you owe or giving you more time to pay it back. Furthermore, filing for bankruptcy can help stop creditors from contacting you and harassing you for payment. Overall, bankruptcy in California can help you reduce or eliminate certain kinds of debt. When filing for bankruptcy, it is important to be aware of the debts that cannot be discharged so that you can make an informed decision that best suits your financial situation.

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