Can I discharge student loan debt through bankruptcy?

In Mississippi, most student loan debt cannot be discharged through bankruptcy. The federal government, as the provider of most student loans, has established laws that prevent borrowers from discharging student loan debt through bankruptcy. This means that if you file for bankruptcy in Mississippi, the majority of your student loan debt will not be forgiven. However, there are some instances where student loan debt can be discharged through bankruptcy in Mississippi. Generally, for student loan debt to be discharged through bankruptcy in Mississippi, the debt must meet certain criteria showing that it has caused “undue hardship” on the borrower. Examples of “undue hardship” include an inability to support oneself and one’s family and an inability to maintain a minimum standard of living based on current income and expenses. It can be difficult to prove instances of “undue hardship.” Therefore, it is important to consult with an experienced bankruptcy attorney in Mississippi to determine whether you can discharge student loan debt through bankruptcy. The attorney can discuss your particular situation and help you determine if you meet the criteria for discharging your student loan debt.

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Can I discharge student loan debt through bankruptcy?

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