Will bankruptcy stop wage garnishment?

Yes, in Delaware, filing for bankruptcy will stop wage garnishment in most cases. When you file for bankruptcy, an automatic stay is placed on all collection actions. This means that creditors cannot continue to garnish your wages or take any other form of collection action during the bankruptcy process. When you file for bankruptcy, you will receive a discharge of your debt. This means that, with some exceptions, all of your debts are forgiven. This includes the debt that was being collected through the wage garnishment, so it is no longer necessary. If you file for Chapter 7 bankruptcy, the automatic stay will be in place until the completion of the bankruptcy process, which usually takes about three to five months. If you file for Chapter 13 bankruptcy, the wage garnishment could stop sooner as part of the repayment plan you negotiate with your creditors. Although bankruptcy will stop wage garnishment in most cases, it is important to remember that some types of debts are not discharged in bankruptcy. This includes child support payments, alimony, student loans, and some tax debts. These types of debt may not be discharged, so the wage garnishment will continue until the debt is paid. Overall, filing for bankruptcy in Delaware will stop wage garnishment in most cases. It is important to be aware that some types of debt may not be discharged, so wage garnishment may continue even after filing for bankruptcy. It is essential to speak with an experienced bankruptcy attorney to determine if filing for bankruptcy is the right choice for you.

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Will bankruptcy stop wage garnishment?

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