Can I file for bankruptcy to stop creditor harassment?

Yes, you can file for bankruptcy to stop creditor harassment in Hawaii. When you file for bankruptcy, an automatic stay is put in place, and creditors and collection agencies are no longer allowed to contact you or collect on unpaid debts. This includes all telephone calls, emails, letters, and other forms of communication. Once you have filed for bankruptcy, the court will generally mail out a notice to your creditors telling them to stop all contact with you. This will eliminate any possible contact that could lead to further harassment. However, if the creditor has already obtained a judgment against you, you may need to file a motion with the court to request a stay in order to stop the creditor from collecting on that judgment. Remember, filing for bankruptcy does not eliminate all of your debt, and you may still be responsible for some of it. However, it does give you some breathing room from creditors and collection agencies who may be harassing you. It is important to speak to a qualified bankruptcy lawyer to discuss your options before you file for bankruptcy. They will be able to explain the bankruptcy process in detail and provide other guidance.

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Can I file for bankruptcy to stop creditor harassment?

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