What is considered a non-dischargeable debt?

A non-dischargeable debt is a debt a person is still responsible for paying even after filing for bankruptcy in Maryland. These debts are not erased by bankruptcy and the person is required to pay them back. The most common types of non-dischargeable debts in Maryland include taxes, child support, and alimony. Typically, if it is owed to the government, it is considered a non-dischargeable debt. This includes income taxes, property taxes, and other taxes or fees. In addition, student loans are usually non-dischargeable, even if they have been in default for an extended period of time. Although, it is possible to have student loan debt discharged in certain circumstances. Debts that are not related to money are also considered non-dischargeable. For example, if a person has caused injury to another person due to negligence or intentional actions, that debt cannot be discharged in bankruptcy and must be paid back. Finally, if a person has a debt that is secured by collateral such as a house or car, the debt is not dischargeable in bankruptcy. This means the person must continue to pay back the loan or risk repossession of whatever is securing the loan. Overall, non-dischargeable debts cannot be erased through bankruptcy in Maryland, and the debtor is still responsible for repaying them in full.

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What is considered a non-dischargeable debt?

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