What is the difference between a discharge and a dismissal?
A discharge and a dismissal are two separate legal actions that can be taken in a bankruptcy case in Hawaii. Both actions are seen as a type of resolution to the case, however, they have quite different outcomes. A discharge is the most desired outcome of a bankruptcy case. It is when the court agrees to erase most of the debt of the filer and prevents creditors from taking any action to collect the debt. The debtor is absolved of the financial obligations associated with the discharged debt. A dismissal is slightly different. This action is taken by the court when the debtor is unable to comply with the legal requirements to the case. When a case is dismissed, creditors can still attempt to collect the debt, as the court has not absolved the debtor of the financial obligations associated with the debt. In conclusion, a discharge in a bankruptcy case in Hawaii is when the court agrees to erase most of the debt of the filer, while a dismissal is when the court terminates the case without absolving the debtor of the financial obligations.
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