What types of debt can be discharged through bankruptcy?
Bankruptcy law in Washington allows individuals to discharge certain types of debt in certain situations. Generally speaking, most unsecured debts can be discharged through bankruptcy, such as medical bills and credit card debt. Other types of debt that can be discharged are some personal loans, utility bills, repossession deficiencies, and any debt owed to non-governmental entities. In addition, any wage garnishment, civil judgments, and certain tax debts can also be discharged. However, it is important to note that certain types of debt are not dischargeable. These include student loans, spousal and child support obligations, most tax debt, and any debt resulted from fraud or criminal activity. Additionally, some secured debts may not be discharged in bankruptcy, such as a mortgage or vehicle loan. If you are considering filing for bankruptcy in Washington, it is important to be aware of the types of debt that can and cannot be discharged. It is also important to understand that filing for bankruptcy will have an impact on your credit score, and you will have to rebuild your credit and financial standing in the future.
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