Is there a time limit to report a bicycle accident injury to my insurance company?
In North Carolina, there is a time limit to report an injury from a bicycle accident to an insurance company. Generally, an injured cyclist must report the accident and any injuries to their insurance company as soon as possible, but within two years of when the accident occurred. If the cyclist fails to report the incident within two years, their claim may not be considered valid and they may be unable to get the compensation they are entitled to from their insurance company. In addition, cyclists who have been injured in a bicycle accident must also report the incident to law enforcement within five days if the cyclist or the other party sustained injuries or property damage. This is important because it can help to provide clear evidence of the accident and who is at fault when it comes time to file a claim with an insurance company. It is also important to note that some insurance companies may have shorter time limits than two years in which an injury must be reported following a bicycle accident. It is important to review your insurance company’s policies and timeline so that you are aware of what is expected. It is always best to report any bicycle accident injuries as soon as possible, regardless of the timeline set by your insurance company. Doing so can help to ensure that you are able to make a valid claim for the compensation you may be entitled to.
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