What if the driver at fault in a bike accident does not have insurance?

If the driver at fault in a bicycle accident in Pennsylvania does not have insurance, the bicyclist may have a few options available to them. In Pennsylvania, uninsured motorist coverage is a type of insurance coverage that can be purchased to protect a driver in the event that they are injured in an accident with an uninsured driver. This coverage can include medical expenses, as well as compensation for damages to the bicycle and lost wages from time missed from work. If the bicyclist does not have uninsured motorist coverage, they may be able to pursue a claim against the driver’s personal assets, such as their bank accounts, investments, and other property. In order to do this, the bicyclist must prove the driver was at fault in the accident, as well as the amount of compensation the driver should be required to pay. Alternatively, a bicyclist may be able to pursue compensation through a no-fault claim if they can prove that the driver was not at fault. This will involve filing a claim with their own auto insurance company, which will typically offer some coverage for medical expenses, as well as compensation for lost wages and other expenses. It is important for bicyclists to understand their rights in the event that they are involved in a bicycle accident with an uninsured driver in Pennsylvania. It is also important to contact an experienced attorney who can help evaluate the bicyclist’s legal options and advise them on the best way to pursue compensation.

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What if the driver at fault in a bike accident does not have insurance?

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