What if the driver at fault in a bicycle accident does not have enough insurance?

If the driver at fault in a bicycle accident does not have enough insurance, the injured cyclist may have to look for other ways to recover damages. In Pennsylvania, the injured cyclist may be able to seek reimbursement from their own Uninsured/Underinsured Motorist Coverage (UIM) through their own automobile insurance policy. The injured cyclist may be able to receive coverage for medical expenses, lost wages, and pain and suffering. If the injured cyclist does not have UIM coverage, they may be able to pursue a claim against the driver to recover damages. However, it may be difficult to collect damages from the driver if they do not have enough insurance coverage. The injured cyclist may also pursue a claim against the driver’s employer if the driver was working for them at the time. Finally, if all else fails, the injured cyclist may file a lawsuit against the driver to attempt to recover damages. However, it is important to note that filing a lawsuit can be time consuming and costly. Therefore, it is best to consult an experienced bicycle accident attorney to discuss the best way to pursue compensation.

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What if the driver at fault in a bicycle accident does not have enough insurance?

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