Is an insurance company required to pay for medical expenses after a car accident?

Yes, an insurance company is required to pay for medical expenses after a car accident in Virginia. Virginia follows a modified comparative negligence rule when it comes to assessing fault for car accidents. This means that if someone is found to be more than 50 percent at fault for causing the accident, then their insurance company is liable for medical expenses. If the person is found to be 50 percent or less at fault for causing the accident, then a proportionate amount of the medical expenses are paid from the insurance companies. This means that if a person is found to be 40 percent at fault for causing the accident, then the insurance company must pay 60 percent of the medical expenses resulting from the accident. In addition to medical expenses, an insurance company is also responsible for paying for damages to the vehicles, replacing damaged items such as car seats, and paying for lost wages due to an inability to work resulting from an accident. In Virginia, an insurance company is typically required to pay for these costs, regardless of fault.

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Is an insurance company required to pay for medical expenses after a car accident?

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