Is an insurance company required to pay for medical expenses after a car accident?

Yes, an insurance company is required to pay for medical expenses after a car accident in Virginia. Virginia follows a modified comparative negligence rule when it comes to assessing fault for car accidents. This means that if someone is found to be more than 50 percent at fault for causing the accident, then their insurance company is liable for medical expenses. If the person is found to be 50 percent or less at fault for causing the accident, then a proportionate amount of the medical expenses are paid from the insurance companies. This means that if a person is found to be 40 percent at fault for causing the accident, then the insurance company must pay 60 percent of the medical expenses resulting from the accident. In addition to medical expenses, an insurance company is also responsible for paying for damages to the vehicles, replacing damaged items such as car seats, and paying for lost wages due to an inability to work resulting from an accident. In Virginia, an insurance company is typically required to pay for these costs, regardless of fault.

Related FAQs

What if two or more people are at fault for the same accident?
How can I find out if there are any available witnesses to a car accident?
How can I prove that I was not at fault for a car accident?
What if the other driver’s insurance company denies my claim?
What is the statute of limitations for filing a car accident claim?
What if I’m injured in a car accident but the other driver is not?
How long does it typically take to resolve a car accident case?
How do I know if I’m entitled to punitive damages in a car accident case?
What should I do if I’m served with a lawsuit for a car accident?
Can I get a settlement even if I was partially at fault?

Is an insurance company required to pay for medical expenses after a car accident?

Related FAQs

Related Blog Posts