What should I do if I’m hit by an uninsured driver?

If you are hit by an uninsured driver in Hawaii, you may still be able to get compensation for your damages. The state of Hawaii requires drivers to have car insurance, but unfortunately, some drivers do not comply with these laws. It is important to always collect as much information as possible at the scene of the accident. Get the contact information of the other driver, their car insurance information (if available), any license plate numbers, the names of any witnesses, and take photos of the damage. If you are able to, call the police to report the incident. The police will create an official accident report that can later be used as evidence if necessary. If the driver who caused the accident does not have car insurance, you may have to use your own insurance policy to make a claim. Your insurance provider will still cover the costs of damages involved in the accident, including medical bills and property damage, as long as you have the right type of coverage. Alternatively, you have the right to sue the driver who caused the accident for the damages. You may be able to recoup the costs of the accident through a civil lawsuit, but this can be a long and costly process. No matter what steps you take, be sure to keep all related paperwork handy and retain legal counsel if necessary.

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What should I do if I’m hit by an uninsured driver?

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