Who is responsible for damage to my car if I was hit by an uninsured driver?

In Virginia, if you are hit by an uninsured driver, you can make a claim against your own insurance policy. This type of coverage is called uninsured motorist coverage, or UM coverage. This coverage is designed to provide protection against financial loss caused by an uninsured driver. Under UM coverage, you can apply for compensation for repairs to your car, medical bills, lost wages, and pain and suffering. It is important to note, though, that the amount of money you can claim is subject to certain limits and any amounts over that limit may not be reimbursed. It is also important to note that you may have to purchase uninsured motorist coverage to be eligible for the coverage. This coverage can be included in your normal car insurance policy, or you may be able to purchase it as a standalone policy. If you were involved in an accident with an uninsured driver and need to make a claim, it is important to contact an experienced car accident attorney in Virginia. A lawyer can explain your rights and options and help you get the compensation you deserve for the damages to your car. Furthermore, an attorney can help you navigate the process of filing a claim against your own insurance policy.

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Who is responsible for damage to my car if I was hit by an uninsured driver?

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