What if the other driver does not have enough insurance to cover my losses?

If the other driver does not have enough insurance to cover your losses after a car accident in North Carolina, you may still be able to recover compensation. This is possible even if the other driver did not have enough insurance because you may be able to pursue an uninsured motorist claim. Uninsured motorist coverage is an additional policy you can purchase for your car insurance that would provide compensation if you are involved in an accident with an uninsured driver. The amount of compensation that may be available will depend on the amount of coverage you have purchased. Even without uninsured motorist coverage, you may be able to pursue a claim against the other driver. In North Carolina, if the other driver has any amount of insurance, and the amount does not cover all of your damages, you can still bring a lawsuit against the other driver. In that case, you may be able to recover the remaining amount of compensation that you are entitled to. In any case, it is important to speak to an experienced attorney to fully understand all of your legal options. An attorney will be able to evaluate your claim and help you determine the best course of action to pursue.

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