What if the other driver’s insurance company denies my claim?

If the other driver’s insurance company denies your claim after a car accident in Delaware, you may still be able to get compensation. Depending on the severity of the accident, it may be necessary to file a lawsuit against the other driver. Under Delaware law, you have three years from the date of the accident to take the other driver to court to seek damages. If you choose to go to court, the burden of proof is on you. You will need to provide evidence that demonstrates the other driver’s negligence caused the accident. This could include documents such as police reports, medical records, and eyewitness statements. It’s important to obtain as much evidence as you can to support your claim. You may also be able to recover damages through your own insurance company. Depending on the type of coverage you have, your insurance company may cover the costs of the accident even if the other driver’s insurance company denies your claim. Finally, if your medical bills and other expenses related to the accident are excessive, you may be able to get assistance from legal aid organizations. These organizations can help you determine what rights and options you may have in pursuing compensation from the other driver or their insurance company.

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