What if the other driver is uninsured and I was injured in the accident?
If you were injured in a car accident, and the other driver was uninsured, you may still be able to recover compensation for your injuries in Washington. The first step is to determine if any kind of insurance coverage is available to you through your own policy. If you have a Personal Injury Protection (PIP) policy or uninsured/underinsured motorist coverage, you may be able to file a claim with your insurance company. PIP insurance covers injury-related medical costs and sometimes lost wages. Uninsured/underinsured motorist coverage may protect you if the other driver has some form of liability insurance, but it is not enough to cover the damages you suffered. If there is no coverage available through your own policy, your other option is to file a lawsuit against the other driver in Washington. This may be a difficult process since you will have to prove that the other driver was at fault and that you suffered damages due to their negligence. Even if you are successful in your lawsuit, there is no guarantee that the other driver will have the financial resources to pay for your damages. In Washington, the best practice after an accident is to always follow the proper steps and procedures. Make sure to contact the police and your insurance company, get the contact information for the other driver, and document any evidence you can. If the other driver was uninsured and you were harmed in the accident, you may still be able to recover compensation, but it will take some extra effort and patience.
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