What should I do if the at-fault driver in my car accident does not have enough insurance?

If the at-fault driver in your car accident does not have enough insurance to compensate you for your damages, you should first seek out an attorney who is experienced in car accident law in California. An experienced lawyer can explain the process for filing a claim against the at-fault driver and help you navigate the legal system. If you have uninsured motorist coverage through your own insurance policy, you can file a claim with your insurer. This coverage is intended to help protect you from financial liability if you are in an accident and the at-fault driver has no insurance or does not have enough insurance to cover the full amount of your damages. You may also pursue a civil claim against the at-fault driver, but this is not always an ideal option as the driver may not have the resources to pay for the damages from the accident. The best course of action is to speak to an experienced car accident lawyer to understand all of your legal rights and options. A lawyer can provide you with the advice needed to make an informed decision on how to proceed.

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