What rights do I have if I was injured in an uninsured motorist accident?

If you have been injured in a car accident caused by an uninsured motorist in Texas, you have certain rights and protections. First, if you have automobile insurance, you may be able to make a claim against your own insurer for injuries and damages caused by the uninsured motorist. These are known as ‘uninsured/underinsured motorist claims’ and can typically include coverage for medical costs, lost wages, and property damage. You may also be able to file a personal injury lawsuit against the other driver, even if he or she does not have car insurance. Although the driver may not be able to pay all of your costs, it is still important to attempt to recover your losses from the other person. Additionally, if you are engaged in an accident with an uninsured motorist, the state of Texas allows you to receive compensation from the Texas Uninsured Motorist Account. This account is funded through the state’s Motor Vehicle Crash Reimbursement Act and can provide up to $10,000 in compensation for medical expenses and lost wages. Finally, Texas requires drivers to have financial responsibility for their vehicle. This means that all drivers must either have insurance or be able to prove that they have the financial means to pay for injuries in an accident. If the uninsured driver does not have the financial resources to pay for your damages, the state will hold them accountable. In summary, if you have been injured in an uninsured motorist accident in Texas, there are many options available to you for recovering your losses. From filing an uninsured/underinsured motorist claim to filing a personal injury lawsuit to requesting compensation from the state, you have legal rights to pursue remedies for the harm caused to you.

What rights do I have if I was injured in an uninsured motorist accident?

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