What happens if I can’t reach an agreement with the other driver’s insurance company for a car accident?

In Hawaii, if you cannot reach an agreement with the other driver’s insurance company for a car accident, you will need to file a lawsuit. Suing the other driver is the only way to resolve the dispute. You must be able to prove that the other driver was responsible for the car accident and the damages caused by the accident. The first step in filing a lawsuit is to send a demand letter to the insurance company, which outlines the accident, your injuries, and the amount of money you are requesting for compensation. If the insurance company refuses to settle, you can file a complaint with the court, specifying the details of the accident and any injuries and damages you have suffered as a result. You must then serve the complaint on the other driver, and the court will hold a hearing. At the hearing, both sides will present evidence, and the court will decide who will be responsible for the damage. If the court finds the other driver was at fault, they will order the other driver to pay you for your damages. If you are unable to reach an agreement with the other driver, you may also seek legal representation to help with the lawsuit process.

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