What evidence is needed to dispute a credit card charge?
When disputing a credit card charge, there are a few pieces of evidence that you will need to provide to the credit card company. First, it is important to have a clear understanding of why you are disputing the charge. Questions you should ask yourself include: “Did I purchase this item?,” “Did I make the payment?,” “Was I charged the correct amount?” Next, you will need documentation to support your dispute. This can include a copy of the original receipt, credit card statement that shows the charge, the terms of the agreement, or correspondence between you and the merchant. You should also collect any evidence that shows the charge is incorrect or unauthorized. In Washington, you have the right to file a complaint with the Office of the Attorney General if you believe that you are the victim of deceptive or unfair trade practices. If the dispute is not resolved, you can also consider enlisting the help of a lawyer. You should always try to exhaust all options before taking legal action as it can be costly. In conclusion, in order to dispute a credit card charge in Washington, you will need evidence that supports your dispute. This can include documentation such as receipts, credit card statements, and documentation related to the transaction. You should also consider filing a complaint with the Attorney General’s office and enlisting the help of a lawyer if the dispute is not resolved.
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