What types of billing errors are covered by the Fair Credit Billing Act?

The Fair Credit Billing Act (FCBA) covers a variety of billing errors that appear on credit cards. These errors can be due to incorrect charges, incorrect dates, incorrect amounts, and incorrect item descriptions. For example, if you are charged for a purchase you never made, your bill is incorrect and the FCBA might apply. Similarly, if the amount charged on your bill is incorrect or the date of the purchase is wrong, then the FCBA could be used to dispute the billing error. The FCBA also covers incorrect item descriptions. For example, if you are charged for a product that is different than what you received, or if you are charged for a product that you returned, then the FCBA can be used to dispute this error. Finally, if you are charged for a purchase more than once even though you only made the purchase once, then the FCBA can be used to dispute this billing error as well. In Washington, if you experience any of these billing errors, the FCBA can be used to dispute the charge and get a refund. It is important to note that this law does not cover disputes over goods or services that you received, only billing errors on your credit card statement.

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What types of billing errors are covered by the Fair Credit Billing Act?

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