What is the difference between a regular credit card and a rewards credit card?

Regular credit cards and rewards credit cards are two types of credit cards offered in Washington. Both generally come with similar obligations, such as interest rates and fees, as well as a credit limit that you must adhere to. The main difference between a regular credit card and a rewards credit card is the rewards they offer. A regular credit card typically offers a basic rewards program with no additional benefits, while a rewards credit card offers more attractive rewards and benefits such as cash back, air miles, discounts, and more. Also, rewards credit cards often have higher annual fees and interest rates than regular credit cards, so it’s important to compare all of the fees and benefits before you decide which card to get. Additionally, rewards credit cards often require a higher credit score than regular credit cards in order to be approved. In any case, it’s important to read all of the fine print and understand the terms and conditions of both types of cards before making a decision. Knowing the differences between regular credit cards and rewards credit cards can help you find the option that will best fit your needs and financial situation.

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What is the difference between a regular credit card and a rewards credit card?

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