What should I do if I am being sued for a debt?

If you are being sued for a debt, it is important to act as soon as possible. In California, the Consumer Debt Defense Law provides protections for consumers against unfair collection practices. First, you should review the court paperwork and make sure the lawsuit is valid. The lawsuit should provide the exact amount of the debt, who you owe, and the reasons why you are being sued. Second, you should consult an attorney. An attorney can help you determine the best course of action based on your individual situation. Depending on the facts, you may be able to dispute the debt or negotiate a payment plan. Third, you should respond to the lawsuit. If you do not respond to the lawsuit, the court may enter a default judgment against you, meaning you will have to pay the debt even if you disagree. Fourth, if you decide to contest the debt, you can do so by filing an answer to the complaint in court. You can also bring a counterclaim or request a jury trial. The best way to protect your rights and interests is to seek legal advice from a qualified attorney that specializes in consumer debt law. An experienced attorney can help you understand your rights and the best options available to you.

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What should I do if I am being sued for a debt?

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