Can a debt collector threaten to call the police?

No, a debt collector cannot threaten to call the police if you fail to pay your debt in California. This is because the Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using abusive, deceptive, or unfair practices to collect debts. Threatening to call the police on someone to force them to pay their debt is considered an abusive practice. In California, debt collectors also have to abide by the Consumer Credit Reporting Agencies Act and the Rosenthal Fair Debt Collection Practices Act. Both of these laws make it illegal for debt collectors to threaten to involve the police or any other third party if a person fails to pay his or her debt. Any debt collector who violates this law may be subject to fines or other penalties. Additionally, a person can recover any damages, such as legal fees, that they incur as a result of the debt collector breaking the law. As such, debt collectors cannot threaten to call the police if you fail to pay your debt in California.

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