Can I be sued for a debt from a closed credit card?

In Washington, you can be sued for a debt from a closed credit card. Consumer Debt Defense Law in Washington states that creditors or collectors have the right to take legal action against a debtor for a debt from a closed credit card. Depending on the situation, the creditor or collector may try to sue the debtor for the debt in civil court. The legal action will involve the creditor or collector sending the debtor court papers that provide information about the lawsuit. The court papers will include a summons and complaint and may include other documents like a stipulated judgment. The lawsuit may also require the debtor to appear in court, answer questions, provide documents, or follow other instructions. If the creditor or collector has evidence that the debtor owes the debt, they may obtain a judgment against the debtor. This judgment will legally require them to pay the debt. The creditor or collector may also use legal options such as garnishment of wages or seizure of assets to get the money they are owed. If you are sued by a creditor or collector, it’s important to seek qualified legal advice and explore all of your options. A lawyer can help review the case and explain your rights and responsibilities under the Consumer Debt Defense Law in Washington.

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