How do I get a judgment removed from my credit report?

In South Carolina, if you have a judgment recorded against you for unpaid consumer debt, it can negatively affect your credit score. Fortunately, there are ways to remove the judgment from your credit report. The first step in getting a judgment removed from your credit report is to contact the creditor. You can explain the situation and inquire to see if the creditor is willing to have the judgment removed. If the creditor agrees, the judgment will be removed from your report. Another option is to file a Motion to Vacate the Judgment with the court. If your Motion is approved, then the judgment should be removed from your credit report. You may also be able to reach a settlement agreement with the creditor that involves you paying a certain amount of money that is less than the total amount of the debt. Once you have paid the settlement amount, the creditor will then have the judgment removed from your credit report. Finally, if you have paid the judgment in full, you can contact the court to have the judgment removed from your credit report. The court will then provide a form that must be completed and sent in to the credit reporting agencies to have the judgment removed. It is important to note that it may take 30-45 days for the judgment to be removed from your credit report. If the judgment remains on your credit report after that amount of time, you should contact the court to obtain additional information.

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How do I get a judgment removed from my credit report?

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