What is a judgment?
A judgment is a decision made by a judge or other court official in a lawsuit. It is an official resolution of the dispute between the parties involved in the lawsuit. A judgment will either make an order to the parties involved to take certain actions or award damages to one of the parties. In Washington, judgments can be issued in regards to consumer debt defense law. This means that if you owe a debt and the lender files a lawsuit against you, the court may issue a judgment. This judgment can determine if you are required to pay back the debt, or it could determine that the debt is unenforceable. Judgments can also be used to garnish wages from a debtor or place liens on property. This means that even if the court has found that the debt is unenforceable, the creditor may still be able to receive payment through wage garnishments or property liens. Another common result of a judgment in a consumer debt defense case is a discharge of the debt, which means that the court has decided that all or part of the debt is no longer enforceable by the lender. Discharging a debt can help to protect debtors from harsh collection tactics, while also providing lenders with a way to recoup some of their losses.
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