What is a writ of garnishment?

A writ of garnishment is a legal document that allows an individual or company to take money out of a person’s bank account or from their wages in order to satisfy a debt. In Maryland, a writ of garnishment is issued by a court in response to a money judgment. When the court issues a writ of garnishment, it sends a notice to the defendant informing them that their wages or bank account are about to be garnished. In addition, this notice includes information on how the defendant can go about claiming any exempt funds that may be in the account. The writ of garnishment also serves as a notice to the employer or bank, ordering them to take a specific amount out of the defendant’s account and give it to the plaintiff in order to satisfy the court’s judgment. The employer or bank must hold the money until the court issues an order releasing it to the plaintiff. In the state of Maryland, there are laws in place to protect defendants from unfair and excessive garnishment. The Collection Defense Law is one such law and it allows a defendant to petition the court for a reduction in the amount of garnishment. This law also states that the amount a person can be garnished is limited to 25% of their disposable income.

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What is a writ of garnishment?

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