What is a writ of garnishment?

A writ of garnishment is a legal document that allows an individual or company to take money out of a person’s bank account or from their wages in order to satisfy a debt. In Maryland, a writ of garnishment is issued by a court in response to a money judgment. When the court issues a writ of garnishment, it sends a notice to the defendant informing them that their wages or bank account are about to be garnished. In addition, this notice includes information on how the defendant can go about claiming any exempt funds that may be in the account. The writ of garnishment also serves as a notice to the employer or bank, ordering them to take a specific amount out of the defendant’s account and give it to the plaintiff in order to satisfy the court’s judgment. The employer or bank must hold the money until the court issues an order releasing it to the plaintiff. In the state of Maryland, there are laws in place to protect defendants from unfair and excessive garnishment. The Collection Defense Law is one such law and it allows a defendant to petition the court for a reduction in the amount of garnishment. This law also states that the amount a person can be garnished is limited to 25% of their disposable income.

Related FAQs

What constitutes harassment under the Fair Debt Collection Practices Act (FDCPA)?
How do I file a collection defense law claim?
What are the consequences of not responding to a summons or complaint?
What steps should I take if I am the target of a lawsuit by a debt collector?
What if I receive a collection notice in a language other than English?
Who can I hire to represent me in a collection defense law case?
What rights do I have under the Fair Debt Collection Practices Act (FDCPA)?
What is considered a reasonable collection fee?
How do I challenge a debt collection agency on the phone?
What types of evidence should I provide in a collection defense case?

What is a writ of garnishment?

Related FAQs

Related Blog Posts