What is a debt collection scam?

A debt collection scam is when a person or company tries to scam someone into paying money for a debt that does not exist. This scam can take on many forms, such as someone posing as a debt collector and asking for payment, using scare tactics or claiming that the debt can only be paid over the phone. In Washington, collection defense law exists to protect consumers from such scams. This law outlines the rights and obligations of debt collectors and the penalties that can be imposed if they break the law. These rules require debt collectors to follow strict rules when collecting debts, and they also protect consumers from unfair debt collection practices. For example, collectors must provide proof of a debt before they can try to collect it, they cannot threaten arrest or legal action if a debt isn’t paid, and they can’t use malicious or false statements in order to collect the debt. If a collection agency violates these rules, the debt collector can be held legally accountable and required to refund all money paid on the debt. It is important for consumers to be aware of their rights and to report any suspicious attempts to collect a debt to their local authorities.

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What is a debt collection scam?

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