What should I do if my wages are being garnished?

If your wages are being garnished in Maryland, there are several things that you can do. First, you should contact the creditor to discuss your debt. Explain your situation and try to negotiate a payment plan that works with your budget. In some cases, your creditor may be willing to reduce the debt amount or provide a temporary forbearance so that you can get back on track. Second, contact the court or creditor to ask about the Collection Defense Law. In Maryland, this law protects you from unfair debt collection practices. If the creditor has violated this law, your debt may be discharged or reduced. Therefore, it is important to understand the law and your rights as a consumer before taking any action. Third, you can file a petition with the court to stop the garnishment. Be sure to include proof of your income and the total amount of debt owed. If the court agrees that your wages are being excessively garnished, they may order the creditor to stop or reduce the garnishment. Finally, contact a lawyer if you are unsure of your rights or need help with the garnishment process. A lawyer will be able to advise you on the best course of action and provide legal support. Overall, if your wages are being garnished in Maryland, it is important to understand your rights and take steps to protect yourself. Talk to your creditor, research the Collection Defense Law, and contact legal help if necessary. Doing all of these things can help ensure that your rights are respected and you are able to get back on track.

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What should I do if my wages are being garnished?

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