What consumer protection laws are available at the state level?
In Hawaii, consumers are protected from fraud and other deceptive practices by the Hawaii Unfair and Deceptive Practices Act (HUDP). This act prohibits the sale or promotion of goods and services through fraudulent or deceptive means, such as misrepresentations or false advertising. Additionally, Hawaii has enacted a number of consumer protection laws that are designed to protect consumers from unfair or deceptive practices, including the Sale and Leasing of Goods Act. This law prohibits the sale among other things, of goods that are not fit for the purpose for which they are marketed, and requires that goods be of merchantable quality. Hawaii also has a consumer protection arm, known as the Office of the Consumer Advocate (OCA), which serves as a watchdog and advocate for consumers in the state. The OCA provides assistance to consumers who wish to file complaints regarding deceptive business practices, and also assists in cases of debt collection and identity theft. Finally, the state of Hawaii has enacted the Hawaii Unconscionable Trade Practices Law, which prohibits certain unfair practices in the sale or promotion of goods and services. This law prohibits practices such as false advertising, misrepresentation of goods or services, and unfair price fixing. Additionally, this law provides a private right of action for consumers to seek financial damages when they have been victims of unconscionable trade practices.
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