What steps can I take to make sure I am not a victim of consumer fraud?

If you live in California, it is important to understand consumer fraud law and how to avoid becoming a victim. Here are some steps you can take to protect yourself: 1. Read contracts thoroughly before signing. Make sure you understand all the terms and conditions and what you are agreeing to. Ask questions and do not feel rushed into signing. 2. Understand the rights of consumers in California. California consumer law protects you from unfair practices such as misleading advertising, unfair debt collection, price-gouging, and predatory lending. Knowing your rights can help you avoid being defrauded. 3. Research any company or person you are dealing with. Scammers often pretend to have legitimate businesses. Look up reviews online and check for complaints with the Better Business Bureau. 4. Be careful when sharing your personal information. Never give out your Social Security number or other important information to someone you don’t know. 5. Use only secure websites to make online purchases. Look for signs that the website is secure, such as a padlock icon or an “https” in the URL. 6. Keep records of all your purchases. Retain copies of receipts, invoices, and other documents related to any online or in-person purchases so that you can refer to them in case of a dispute. By understanding your rights and taking steps to protect yourself, you can help ensure that you will not be a victim of consumer fraud.

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