What is the best way to protect myself against consumer fraud?
The best way to protect yourself from consumer fraud is to be aware of the laws that exist to protect you. In the state of Hawaii, consumer fraud is illegal and is punishable by fines and/or imprisonment. It is important to report any suspicious activity that you witness, as it could help stop the fraud before it takes a bigger toll. Additionally, research any company you are considering making a purchase with - look for reviews and evidence of their legitimacy. If a deal seems too good to be true, it likely is. It is also important to protect your personal information. Never give out your bank account or social security number to anyone. If a company asks for these, do not provide them until you have confirmed the company is legitimate. Never click on links sent in emails that you don’t recognize, as they could be phishing scams. Finally, sign up for any identity protection services offered by your banking institution. These services can help you monitor your credit score and alert you to any suspicious activity. Although these services cannot stop all types of fraud, they can help you stay on top of your personal information. By following these tips, you can help protect yourself from consumer fraud. It is also important to remember that if you ever fall victim to fraud, you should report it to the authorities right away.
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