What is a judgment lien in civil law?

A judgment lien in civil law is an order from a court that creates a type of security interest in favor of the party who has won a lawsuit. This lien gives the victorious party the right to have a portion of the losing party’s property used to satisfy the judgment. In Florida, judgment liens are granted through the Clerk of Court, who is responsible for maintaining a records system that tracks the liens and their corresponding records. In order to be effective, the judgment lien must be made against real or personal property, such as real estate, vehicles, or bank accounts. Once a lien is in place, the winning party can then collect funds from the losing party to satisfy the judgment. This can be done through seizure and sale, a levy on wages, or by accessing bank accounts held by the losing party. In some cases, a judgment lien can be avoided if the losing party has insurance or some other form of financial protection to pay back the winning party. Additionally, parties may agree to a settlement in order to avoid a judgment lien altogether. Finally, judgment liens are subject to expiration, so it is important to file a fresh lien if the original lien expires due to time or otherwise.

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