What is the right of subrogation in civil law?

Right of subrogation is a legal idea that is commonly used in civil law. In California, subrogation is defined as the substitution of one person in the place of another in respect to a lawful claim or demand. It is the act of one person or entity standing in the place of another and asserting a legal claim or demand against another party. Subrogation is often used in the context of insurance law. When an insurance company pays for a loss, the company is subrogated to the rights of the insured. This means that the insurance company has the same rights as the insured to pursue a third party for compensation. For example, if a driver of a vehicle causes an accident, the insurance company of the driver will be subrogated to the rights of the accident victim in pursuing the driver for damages. Subrogation is also used in debt law. When a third party pays off a debt that someone else owes to a creditor, that third party is subrogated to the rights of the creditor. This means that the third party is now allowed to pursue the debtor for repayment of the debt. Subrogation is an important concept in civil law, as it allows people and entities to assert rights that they would not have had without the act of subrogation. As a result, subrogation is an important tool in the pursuit of justice and compensation when someone has been wronged.

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