Are there consumer protections that cover the leasing of goods and services?

Yes, there are consumer protections that cover the leasing of goods and services in Delaware. The Delaware Consumer Leasing Act (C.L.A.) provides protections for consumers who agree to lease goods or services. Under the C.L.A., a consumer is protected from unfair or deceptive actions that a lessor may take, including any attempts to collect more than the agreed upon rental payments, providing false or misleading information about the terms and conditions of the lease, or failing to provide the leased item in a reasonable manner. Additionally, the C.L.A. requires that the lessor must provide consumers with a written disclosure that outlines the terms and conditions of the lease, including the total cost of the lease and any fees or charges associated with the lease. This disclosure must be provided to the consumer in advance and must include any taxes and late fees that may be applicable. The C.L.A. also provides for the legal process for any disputes between the parties related to the lease agreement. In the event of a dispute, the parties must seek resolution through an arbitration process that is managed by the Delaware Consumer Leasing Board. This board can provide mediation services to help the parties come to a resolution or, if necessary, can make a binding decision in the case. All of these consumer protections are in place to help ensure that consumers are not taken advantage of when leasing goods or services.

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