What are the consumer rights and obligations regarding the use of gift cards?

In Hawaii, consumers have certain rights and obligations when it comes to the use of gift cards. Gift cards are a great way to give someone a special present but it is important to understand the laws that govern their use. First, consumers have the right to know the terms and conditions of any gift card before they make a purchase. The terms may include an expiration date, fees, charges, or restrictions on how the card is used. This information must be printed on the card or provided to the consumer upon request. Second, consumers have the obligation to use the card within the terms set out by the issuer. For example, the gift card may not be able to be used to purchase certain items or expire after a certain period of time. If these terms are not followed, the issuer may refuse to honor the transaction. Finally, it is important that consumers understand their rights and obligations when it comes to returning items purchased with a gift card. Generally, gift cards are only redeemable for products or services, not for cash. If a consumer wants to return an item purchased with a gift card, they must contact the gift card issuer directly to request a refund. Overall, consumers have the right to know the terms and conditions associated with the use of gift cards, their obligations to use the card within those terms, and their rights to request a refund when returning items purchased with the gift card. It is important for consumers to familiarize themselves with these rights and obligations to ensure they are being treated fairly.

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What are the consumer rights and obligations regarding the use of gift cards?

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