What are the consumer rights and obligations regarding the use of gift cards?

In Nebraska, consumers have the right to use gift cards. Gift cards are a type of prepaid financial instrument that can be used to purchase goods and services from retailers. Consumers should check the terms and conditions that come with the gift card, as those will outline the rights and obligations specific to the card. Generally speaking, in Nebraska consumers have certain rights and obligations when it comes to the use of gift cards. Consumers have a right to know the fees, expiration date, and other important information associated with the gift card. This information should be disclosed to the consumer on or with the gift card. If the card does not have a fee, the consumer should not be charged a fee for using the card. Additionally, the expiration date should be clearly disclosed. The consumer has the right to redeem the card for its full value prior to the expiration date. In regards to the obligations for the cardholder, the consumer should understand that gift cards cannot be refunded. If the consumer does not completely use the card, any remaining balance cannot be returned to the consumer in the form of cash or another form of payment. Additionally, the consumer may be required to use the card within a certain period of time or else it can be deactivated or have any remaining balance forfeited. Overall, consumers should know their rights and obligations with the use of gift cards. In Nebraska, consumers have the right to know fees, expiration dates, and other important information associated with the gift card. Additionally, the consumer should understand the obligations that come with the gift card, such as not being able to get a refund and that any remaining balance can be forfeited.

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What are the consumer rights and obligations regarding the use of gift cards?

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