What is a post-petition claim?

A post-petition claim is a debt that is incurred after a creditor has already taken legal action to collect payment for an outstanding debt. This kind of claim is commonly seen in bankruptcy proceedings in the state of Washington. When an individual or business files for bankruptcy, the court will freeze all outstanding debts, meaning that creditors are not allowed to take any further action to collect the debt. This means that any debt that is incurred after the bankruptcy petition is filed will be considered a post-petition claim. Post-petition claims are typically not discharged (i.e. wiped out) in the bankruptcy process and must still be paid by the debtor. This includes post-petition interest, costs, and attorney’s fees. Post-petition claims can also arise when a debtor does not adhere to the terms of their repayment plan or when the debtor fails to keep up with their post-bankruptcy payments. Creditors are still allowed to pursue payment for post-petition claims, but they must do so through the bankruptcy court. This means that the creditor must file an adversary proceeding in the bankruptcy court to seek payment of the post-petition claim. In summary, a post-petition claim is a debt that is incurred after a creditor has taken legal action to collect payment for an outstanding debt. This kind of claim is not discharged in the bankruptcy process and must still be paid by the debtor. Creditors are allowed to pursue payment for post-petition claims, but they must do so through the bankruptcy court.

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