What types of debts can a credit repair lawyer help with?

A credit repair lawyer in California can help with a variety of debt types. This includes consumer debts such as credit cards, personal loans, medical bills, student loans, auto loans, and mortgages. Additionally, they can help with business debts such as taxes, supplier invoices, and contracts. Generally speaking, a credit repair lawyer can help with any debt where the consumer or business has a legal obligation to pay or that has gone into default. This includes debts that have been sent to collections or charged off by lenders. In addition to helping with various types of debt, a credit repair lawyer can also review and negotiate the terms of the loan to try and get a lower interest rate, reduce the principal balance, or remove late payment or collections activity from the consumer’s credit report. Further, a credit repair lawyer can help people with filing for bankruptcy in order to get a fresh start by discharging certain debts or to help brokers and creditors workout payment schemes that may help the consumer stay current with their obligations. Finally, they can provide legal advice on how to rebuild credit and provide information to clients on how to avoid potential debt problems in the future. In sum, a credit repair lawyer can help with a wide range of debt types, offering various legal strategies to help their clients stay out of financial difficulty.

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