Do I have to attend a credit counseling course to file for Chapter 7 Bankruptcy?

Yes, if you are filing for Chapter 7 Bankruptcy in Washington, you must attend a credit counseling course prior to filing. This is a requirement of the law and must be done in order to receive a discharge of debt for Chapter 7 Bankruptcy. The credit counseling course is administered by a nonprofit organization, approved by the US Department of Justice, and must be completed within six months prior to filing for bankruptcy. During the course, you will be provided with an overview of different types of consumer credit, the role of debt in your financial life, and how to best maintain your credit. You will also receive a budget analysis to help you better manage your finances and make informed decisions about your money. At the end of the course, you will receive a certificate of completion, which must be submitted to the court before you can file for Chapter 7 Bankruptcy. In addition, the course will provide you with the knowledge and understanding required to properly manage your finances and make informed decisions in the future. It will also give you a better understanding of the different options available to you in relation to personal financial management.

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Do I have to attend a credit counseling course to file for Chapter 7 Bankruptcy?

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