Are all my debts discharged in Chapter 13 Bankruptcy?

Chapter 13 Bankruptcy law in South Carolina allows individuals to create a plan to reorganize and pay off their outstanding debts. In general, all debts are discharged at the end of the payment plan in Chapter 13 Bankruptcy. However, there are certain debts that are typically not discharged in Chapter 13 Bankruptcy. These can include taxes, child support and alimony, student loan debt, and criminal fines. Additionally, if a person fails to adhere to the payment plan that was setup in the bankruptcy proceeding, the court may decide not to discharge the debts. If this happens, the debtor will still be responsible for repaying the entire debt balance. Furthermore, in some cases, creditors may challenge the dischargeability of certain debts in a bankruptcy proceeding. Therefore, in most cases, all debts are discharged in Chapter 13 Bankruptcy. However, it is important to understand that if certain conditions are not met, or if a creditor challenges the dischargeability of a debt, the debt may remain outstanding. It is always best to consult with a qualified bankruptcy attorney to get an accurate assessment of your situation and understand which debts will be discharged.

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