How do I know if a debt collector is legitimate?

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What should I do if a debt collector has sued me?
Can a debt collector contact me if I’m on a debt repayment plan?
What types of debt are covered by the Fair Debt Collection Practices Act?
Can a debt collector contact me if I’m a victim of identity theft?
Can a debt collector ever increase the amount of a debt?
Can a debt collector refuse to work with me to create a payment plan?
What information can a debt collector give to credit bureaus?
Can a debt collector contact me if I’ve offered to settle a debt?
Can a debt collector contact me if I’ve filed for bankruptcy?
Can a debt collector threaten to take legal action against me if I don’t pay?

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