Is it possible to negotiate with a debt collector?

Related FAQs

If a debt collector contacts me, am I required to pay the debt?
Can debts be forgiven after a certain period of time?
What happens if I can’t pay a debt collector?
What types of debt are covered by the Fair Debt Collection Practices Act?
How do I know if a debt collector is legitimate?
What should I do if I’m being harassed or threatened by a debt collector?
Can a debt collector ever take money out of my bank account without my permission?
Can a debt collector ever garnish my wages?
Are there any laws that protect me from debt collectors?
Can a debt collector threaten to take legal action against me if I don’t pay?

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