Can a debt collector threaten to take legal action against me if I don’t pay?

Related FAQs

Can a debt collector ever increase the amount of a debt?
What happens if I dispute a debt with the credit bureau?
Can a debt collector threaten to refer my debt to a collection agency?
Is it illegal for a debt collector to call me repeatedly?
What can I do if a debt collector is trying to collect a debt that isn’t mine?
Must a debt collector give me written notice before attempting to collect a debt?
Can a debt collector contact me on weekends or holidays?
Can a debt collector contact me at any time of day?
Can a debt collector contact me if I’m on Social Security Disability?
Is there a limit on how often a debt collector can contact me?

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